CONSOLIDATION LOANS

SINGLE REPAYMENT FINANCE

Switcher Loans: Consolidation Loans

Are you having difficulty staying on top of your debts with different creditors, repayments, and interest levels? Ballinasloe Credit Union Consolidate may be an option for you. Our debt consolidation loan makes it easier for you to manage your money by consolidating all of your loans into one single loan and one single repayment.

Consolidation loans or switcher loans as they are also referred to, allow you to reduce your outgoing monthly bills and concentrate on paying back one loan payment per month.

*This may affect your credit rating, limiting your ability to access credit in the future. Credit Unions are regulated by the Central Bank of Ireland.

Features of our Consolidation Loans

  • Borrow up to €50,000 over five years
  • 7.75% Annual Percentage Rate (APR)
  • No Hidden Charges

Ballinasloe Credit Union Consolidate Loan Calculator

Consolidate Loans

7% (7.75% APR)

WEEKLYMONTHLY
RepaymentsRepayments
Total CostTotal Cost
Total InterestTotal Interest

Please enter your details below to start the enquiry process.
Name
Phone Number
Email Address
Are you a member?
Preferred Contact Time
Enter the word YES in the box:

Loans are subject to approval. Terms and Conditions apply.

Figures quoted are indicative, actual repayments may vary.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears.

This may affect your credit rating which may limit your ability to access credit in the future.

TRANSFER LOANS

LOCAL LENDING YOU CAN RELY ON

Transfer Loans

Our Transfer Loan is all about quality of service to you, the member. The transfer process is very straightforward, with an emphasis on personal service, delivered locally.

Call into us in Ballinasloe Credit Union to talk to a member of staff who will explain everything to you. We will give you a loan quotation, explain your options, explain how to apply for a loan and how decisions are made.

We will walk you through the loan process in an easily understandable, friendly way, and answer any questions you may have.

Sometimes you need just need to make a change, transfer your loan to us today

  • Bank Leaving
  • Branch Closing
  • High-Cost Credit Card
  • PCP

Paying for these expenses by an overdraft or credit card can cost up to 18% interest. We charge 7% (APR 7.75%) on our Transfer Loan.

Features of Ballinasloe Credit Union Transfer Loans

  • No Hidden Fees

  • No penalty for early repayment
  • Free loan protection insurance (T&Cs apply)
  • Choose an amount and term that suits your budget
  • We are staying local & support local

Ballinasloe Credit Union Transfer Loan Calculator

Transfer Loans

7% (7.75% APR)

WEEKLYMONTHLY
RepaymentsRepayments
Total CostTotal Cost
Total InterestTotal Interest

Please enter your details below to start the enquiry process.
Name
Phone Number
Email Address
Are you a member?
Preferred Contact Time
Enter the word YES in the box:

Loans are subject to approval. Terms and Conditions apply.

Figures quoted are indicative, actual repayments may vary.

WARNING: If you do not meet the repayments on your loan, your account will go into arrears.

This may affect your credit rating which may limit your ability to access credit in the future.