My card for my life

Get direct access to your Credit Union current account with the new MYCU Debit Mastercard®. MYCU Current Account and MYCU Debit Card are now available at Ballinasloe Credit Union.


My day to day

  • A full service current account
  • Delivered with the local trustworthy service
    of the Credit Union
  • Access to your money 24/7
  • Contactless payments
  • Banking anywhere, anytime
    with Mobile and Online Banking
  • Transparent fees with no penalty charges

Payhere. Pay there.
Pay anywhere.

Now there’s a faster, simpler way to pay with your MYCU Debit Mastercard® – Google Pay is accepted at millions of places around the world. You can use it to pay contactless anywhere you see either of these symbols at checkout.

Apple Pay

Pay in a safe, fast way using your MYCU Debit Mastercard® with Apple Pay.

My card is
always with me

  • Your MYCU Debit Card is part of the Mastercard network, accepted anywhere you see the Mastercard® acceptance mark
  • Can be used in-store, online or at an ATM
  • Contactless payments


  • Easy to sign up
  • Overdraft available up to €5,000
  • Automate regular payments using Standing Orders & Direct Debits
  • Use in-store, online or at ATMs
  • Cashback available at participating retailers
  • Free contactless payment
  • Transparent fees
  • Globally accepted MYCU Debit Mastercard®
  • Stay in control with our Mobile App, eStatements and eFee Advices
  • Secure online shopping
  • 24/7 support for lost/stolen debit cards


Fees &


Terms &


Information Booklet




My questions answered

How do I open a MYCU Current Account and what documentation do I need?

If you are  member and over the age of 16 you can apply to open a MYCU Current Account and Debit Card with Ballinasloe Credit Union.

To join the Credit Union online please click here.

Alternatively please call into the office to open an account.  

To open your MYCU Current Account and Debit Card, you will need a proof of identity, such as a valid passport or driver’s license, you will also need to provide proof of address, such as a household utility bill, bank building society or credit union statement or revenue commissioners balance statement or tax notification dated within the last 6 months.


What fees apply to a MYCU Current Account?

All the information you’ll need to help you understand the fees and charges for your MYCU Current Account and other MYCU services can be found in the in our schedule of Fees and Charges. Click here.


How do I get access to Mobile and Online Banking for MYCU?

You can access your account(s) online using CU Online. If have previously registered for online access your MYCU account will be visible on the cuonline platform. To register please click here and complete the online registration form. For further queries on CU Online please click here.


What is Google Pay?

Google Pay is a secure and easy-to-use mobile payment service that can be used to pay in stores wherever Contactless payments are accepted; just look for the Contactless or Google Pay symbol.
It enables the use of eligible MYCU Debit Cards through most Android phones by leveraging existing Near Field Communication (NFC) technology to make mobile payments.


Which devices are compatible with Google Pay?

Google Pay works with most NFC capable Android devices.



MYCU is available from Ballinasloe Credit Union

Main Street, Ballinasloe, Galway


Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The MYCU Debit Card is issued by UAB PayrNet pursuant to license by Mastercard International Inc. UAB PayrNet is authorised by the Bank of Lithuania under the Law on Electronic Money and Electronic Money Institutions (ref LB001994). Google, Android and Google Pay are trademarks of Google LLC.
Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.