Why borrow from your credit union?
How much can I borrow?
This will be based on your good record, total level of debts and outgoings, and your ability to repay the loan in a reasonable time-frame.
Loans covered by savings
For loans covered by savings you can apply online or in office without the need to fill in an application form.
Simply ask a member of staff and we can process these loans the same day.
Important information on loans
Each member is unique. Our loan officers will look at your savings, income and outgoings and ability to repay your loan. We will set up your repayment plan and you can make additional payments via cuOnline or in office.
At all times, your savings are held as security on your loan. You may NOT withdraw savings if this brings your balance to less than your loan balance, including shares you have lodged after taking your loan.
When personally collecting a loan, valid photographic ID is required. For loans above savings, current proof of address is also required.
For online loans these documents may be uploaded. This condition cannot be waived.