BE A COMMUNITY CHAMPION

At Ballinasloe Credit Union we are committed to supporting our local community and we recognise that sports clubs play an integral role in the community.

To support local clubs we have launched a Community Champions campaign.

Here’s how the Community Champions campaign will work:

  • A member of your sports club is looking to a) secure a loan OR b) open a current account and decides to contact Ballinasloe Credit Union.

  • During the application process for either service, they can choose a local club for Ballinasloe Credit Union to make an anonymous donation to on their behalf.

  • For members that apply for a loan, once approved, drawn down and repayments have been made for 3 months, Ballinasloe Credit Union will make a donation to the selected club. The donation amount depends on the size of the loan drawn down.

  • For members that open a current account, Ballinasloe Credit Union will anonymously donate the fees that are due by the member in the third quarter after opening to the selected club.

Terms & Conditions

For a member to make a donation to their club of choice as part of their loan application process, a number of T&Cs must be followed:

  • Donation only applies to personal loans of €3,000 and above

  • Each members is entitled to one donation in a 12 month period, where a member makes more than one loan application during this time the donation is only paid on the first loan

  • Loan minimum term is 1 year, the loan must be in existence for 3 months before the club is eligible for donation

  • The loan application is subject to our usual underwriting criteria

  • The campaign applies to new loans and top ups on existing loans subject to the campaign T&C’s

  • Member must sign up to e-statements & AGM notifications

  • Donation amounts are based on the value of the loan drawn down. For example:

Borrow Donation Amount on Drawdown
€3,000 – €6,000 €25
€6,001 – €10,000 €40
€10,001 – €20,000 €75
€20,001 upwards €100

For a member to make a donation to their club of choice on opening a Current Account, a number of T&Cs must be followed:

  • Donation only applies to current accounts opened from the 1st November 2023

  • Each member is entitled to one donation from their Current Account

  • The Current account must still be active by the 9th month after opening before the club is eligible for donation

  • The account opening is subject to the normal terms & conditions

  • The campaign applies to new current accounts opened after the 1st November 2023

  • Member must sign up to e-statements & AGM notifications

  • The donation amount is based on the value of the member’s fees in the 3rd quarter after opening the account. For example, account maintenance fees are €12 per quarter but subject to card usage the applicable fees and donation amount may be higher.

Frequently Asked Questions

For a member to make a donation to their club of choice as part of their loan application process, a number of T&Cs must be followed:

The Community Champions Campaign is an initiative by Ballinasloe Credit Union to support local clubs. For every personal loan drawn down or current account opened by members, we will make a donation to a club of their choice.

Whenever a member is looking for a loan or a current account and they choose use Ballinasloe Credit Union, they have the opportunity to raise funds for their local club of choice.

Local sports clubs operating in the common bond of Ballinasloe Credit Union are eligible to apply for the Community Champions campaign. Clubs currently participating in the campaign include: Ballinasloe GAA Club, Ballinasloe Rugby Club, Ballinasloe Town AFC, Caltra GAA Club, Killimor Camogie Club, Skyvalley Rovers AFC, Padraig Pearses, St. Gabriels GAA Club,  & St. Gabriels Ladies Football Club.

For members that apply for a loan, once approved, drawn down and repayments have been made for 3 months, Ballinasloe Credit Union will make a donation to the selected club. The donation amount depends on the size of the loan received. For example, if a member accesses a loan for €10,000 and the full amount is drawn down, then a donation of €75 will be made to the club at the annual ceremony. There is no cap on how much an individual club can raise but there is a cap on the total budget allocation available under the community Champions campaign of €50,000 in year one.

For members that open a current account, Ballinasloe Credit Union will donate their third quarter fees to the selected club.

For year one of the Community Champions campaign, we are focused on local sports teams operating in the common bond of Ballinasloe Credit Union. These clubs include but are not limited to GAA clubs, Rugby clubs, Soccer Clubs, Tennis Clubs, Basketball clubs, Golf Clubs and Hockey Clubs. Closing date for clubs to apply is 31/10/2023. A full list of participating clubs is available on our website.

As part of the process of applying for a loan or opening a current account with Ballinasloe Credit Union, you can choose your club of choice from a drop-down list. If you don’t see your club on the list, encourage them to register for the next Community Champions campaign.

No, once you have indicated your club of choice on your application form, the allocation of the donation has been made. Please choose your club of choice carefully.

In the case of a personal loan 3 months after draw down the credit union will make a donation to the club you have selected. We will regularly post updates on our website and social media channels the funds that are allocated to participating.

Where a member opens a current account we will donate their 3rd quarter fees to their selected club.

The community champions campaign is only available to members that apply for a personal loan or open a current account after the 1st November 2023.

The minimum Loan application amount is €3,000.

Unfortunately, the Community Champions Campaign only applies to new personal loans or current accounts and cannot be applied retrospectively to loans or current accounts already in existence.

Support Your Club