Are you having difficulty staying on top of your debts with different creditors, repayments, and interest levels? Ballinasloe Credit Union Consolidate may be an option for you. Our debt consolidation loan makes it easier for you to manage your money by consolidating all of your loans into one single loan and one single repayment.

Consolidation loans or switcher loans as they are also referred to, allow you to reduce your outgoing monthly bills and concentrate on paying back one loan payment per month.

*This may affect your credit rating, limiting your ability to access credit in the future. Credit Unions are regulated by the Central Bank of Ireland.

Our Transfer Loan is all about quality of service to you, the member. The transfer process is very straightforward, with an emphasis on personal service, delivered locally.

Call into us in Ballinasloe Credit Union to talk to a member of staff who will explain everything to you. We will give you a loan quotation, explain your options, explain how to apply for a loan and how decisions are made.

We will walk you through the loan process in an easily understandable, friendly way, and answer any questions you may have.

Paying for these expenses by an overdraft or credit card can cost up to 18% interest. We charge 7% (APR 7.75%) on our Transfer Loan.