What you need to join

Proof of Identity

A Valid Passport or Drivers Licence.

Proof of Address

Utility Bill, Original Bank Statement – within 6 months.

PPS Number

Payslip, P60 or Revenue Document.

Why become a member of Ballinasloe Credit Union?

Free Banking

No nasty fees or charges

Modern Services

Tech savvy services like online banking, electronic transfers and smartphone apps

Non-profit Organisation

We’re like a bank that you own! We are a not-for-profit organisation owned by you our members.

Member Owned

Owned By Our Members

Fast & Efficient

Fast, efficient service with a smile – we are real people not machines.

Great Loan Rates

Low loan interest with flexible payment options

How to Join?

Our Common Bond


Gather Your Documents

To become a member, you need:
1. Valid Photo ID 2. Proof of Address 3. Proof of PPS Number.

Call into our office

Bring all your documents into us and we can start processing your membership application straight away.

Get Approved

Your application will be sent to the membership committee for approval. You’ll get your account details in the post.


Becoming a member of Ballinasloe Credit Union just got even easier with our new Online Joining Option. Applications via digital onboarding are solely for applicant(s) of 16 years of age and over.


Junior Accounts

It’s never too early to start saving, and by helping younger people to get into good financial habits early, you are giving them a head start in thinking about money in a responsible way. Here at Ballinasloe Credit Union we have many junior members who have savings accounts and are enjoying the benefits and responsibility that comes with starting a relationship with a financial institution.

A junior account can be opened by anyone between the ages of 0-15 years and can be opened by the child’s parent. Once the child turns 16, the account is deemed to be an adult account. Junior members must satisfy our common bond requirements, where they must live in our common bond.

How to open a Junior Account

If the child is 7 years or older, the child must come into the Credit Union with their parent and open the account themselves.

If the child is under 7 years, the account can be opened by a parent.

What is needed to open a Junior Account?

Under the Criminal Justice (Money Laundering and Terrorist Financing) Act 2010, we are required to confirm the following information when a child wants to open an account.

  • Name of child – Passport or Birth Certificate.
  • Permanent address of the child – Parent’s utility bill / bank statement.
  • The PPSN of the child – Letter from the Social Welfare.

We also require the following two forms of original identification for the parent;

  • Current valid proof of identity – Passport or Driving Licence.
  • Current proof of address (Originals only – dated within the last 3 months) – utility bill or bank statement.

If you have any queries regarding these requirements, please contact us.