Share Secured Loans

A Share Secured Loan allows you to borrow up to the value of your savings.

So if you don’t want to dip into your savings but need to make a necessary purchase or if you are considering giving your family a well-deserved treat you can now make your savings work for you.

A Share-Secured Loan is a cost-effective way to access funds while leaving your savings untouched and available for future needs. You can apply online or use our Loan Calculator to see what your repayments and interest rates could be.

Our 100% Share Secured Loan is available to members who wish to borrow up to the amount in their savings at the special low rate of 5.36% (5.5%APR).

Why choose a Shared Secured Loan?

  • Most people find it easier to repay a loan than replace savings
  • On the spot approval
  • Enjoy even lower rates than our product-specific loans offer
  • Continue to earn any future dividends on your savings account
  • Can be used for just about any purpose
  • Guarantees you won’t spend your savings, as you may not withdraw the pledged amount until your loan is repaid in full
  • Convenient payment options

Calculate Your Loan Repayments



Share Secured Loan - 5% (5.5% APR)








Weekly Repayment €
Total Cost €


Monthly Repayment €
Total Cost €

Quick Loan Approval

Lower Rate

Any Purpose

Cost Effective


All Loans are subject to approval.

If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.